Small business
loans for retail,
made easy
Borrower helps retail businesses receive small business loan offers in minutes.
Step 1
Tell us about your business
Fill in our simple form in only a couple
of minutes.
Step 2
Get matched instantly and choose what fits
We show you real funding opportunities—ranked and ready to compare. Pick what fits your needs.
Step 3
AI helps you through (literally) everything
Our AI chatbot explains your options, rates, and if a loan truly makes sense for you.
Step 4
Accept & receive your money
Accept your offer and receive funds—our lending partners often send funds in just 24–48 hours.*
Small business lenders we might match you with:
Estimate your retail small business loan in seconds.
Retail business loan calculator
Retail business loan benefits
Below are some of the benefits of retail business loans through Borrower.
Compare real offers side by side
We show multiple loan options up front, so you can pick what works best.
Automatic follow-up
Some lenders respond later. We’ll notify you if more offers become available.
Built for small business owners
No investor decks. No suits. Just simple funding made for people like you.
One form, multiple offers
Fill a single application. We match you with real small business lenders, you pick the one that fits.
No impact on credit
Prequalification uses a soft pull, it won’t affect your credit score.
No commitment
You’re free to compare offers and walk away, it’s entirely up to you.
Why choose Borrower?
Borrower connects small business owners with fast, flexible funding. Apply once, see loan options from multiple lenders, and choose what fits. No paperwork, no cold calls, and no pressure.
Free to useOffers from different lenders100% risk-free
Retail business loan FAQs
Frequently asked questions about small business loans for retail.
What is a small business loan?
A small business loan is funding you can use to cover expenses, grow your business, or handle unexpected costs. Some loans are short-term, others longer-term—it depends on your business needs and what you qualify for.
Can I get a retail loan with bad credit?
Can I qualify if my business is new?
How fast can I get funding for my retail business?
What do I need to apply for a retail business loan?
Are the loan options tailored to retail businesses?
Will checking my loan options affect my credit?
