Need a small business loan? You’re in the right place.
One form, real funding, fast decisions. No investors or suits required. Money in your account in as little as 24 hours.*
Getting funding shouldn't be a 
mess
Say goodbye to no’s and maybe’s. Borrower is built for small business owners like you—connecting you with funding that actually fits your business.
We make small business loans super-duper easy 
Here’s how Borrower works:
Step 1
Tell us about your business
Fill in our simple form in only a couple
of minutes.
Step 2
Get matched instantly and choose what fits
We show you real funding opportunities—ranked and ready to compare. Pick what fits your needs.
Step 3
AI helps you through (literally) everything
Our AI chatbot explains your options, rates, and if a loan truly makes sense for you.
Step 4
Accept & receive your money
Accept your offer and receive funds—our lending partners often send funds in just 24–48 hours.*
How much can your business borrow?
Estimate your small business loan in seconds.
Loan eligibility calculator
Small business lenders we might match you with:
Made specifically for small businesses
From cafés to contractors—Borrower makes funding work for your kind of business.
Borrower stories
Small businesses face tough moments every day. These stories reflect how the right funding can make all the difference
Running a small business is hard...
Everyone who’s run one knows—there will be hard times. And when they hit, we do whatever it takes to pull through.
Can't cover payroll
Many small businesses struggle to make payroll when cash flow is tight.
Equipment broke
Broken equipment can halt business—and emergency funds aren’t always there.
Emergency repair needed
It’s not uncommon for small businesses to need a fast repair—and no budget for it.
Need better equipment
Many business owners delay upgrading equipment that could increase revenue.
Inventory ran out
Without financing, restocking inventory can be a major challenge.
Can't pay rent
Some business owners fall behind on lease or rent when revenue dips or expenses are high.
That’s why we make borrowing easy
Borrower is a borrower-first platform—built to help you get the funding you need, when you need it. Funding that works for you, not against you.
Benefits of Borrower
Built with the mission to help small businesses get funding that works for them.
Compare real offers side by side
We show multiple loan options up front, so you can pick what works best.
Automatic follow-up
Some lenders respond later. We’ll notify you if more offers become available.
Built for small business owners
No investor decks. No suits. Just simple funding made for people like you.
One form, multiple offers
Fill a single application. We match you with real small business lenders, you pick the one that fits.
No impact on credit
Prequalification uses a soft pull, it won’t affect your credit score.
No commitment
You’re free to compare offers and walk away, it’s entirely up to you.
Wanna see how much your business qualify for?
Answer a few quick questions to see what real loan offers your small business might qualifies for.
FAQs
Everything you need to know about small business loans.
How does Borrower work?
We match small business owners with real lenders through one simple form. You fill it out once, and we help you compare offers—fast, easy, and no hidden fees.
Can I get a small business loan with bad credit?
How fast can I get funded?
Do I need collateral to apply?
What do I need to apply?
Will checking offers affect my credit?